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Refinances – If you are looking to refinance with a local bank, we would love to assist you! If you have paid your existing loan down to 50% loan to value we can offer a 10 year Fixed Rate loan! If you haven’t paid it down quite that much we can offer a 15 year fixed rate for up to an 80% loan to value. Longer Adjustable Rate loan terms are available too! Call us to discuss your options.