Business Banking

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Business Checking

"Simple and easy to understand" is the best description for The National Bank of Texas business checking accounts. Low volume transaction businesses may find the Small Business Account an attractive choice while the Commercial Checking Account is better suited for the higher volume transaction business. View the product descriptions below and then give us a call or come by to see us so we can assist you in opening the account you need.

 

Product
Opening Deposit
Monthly Service Charges
Minimum Balance To Avoid
Service Charge
Interest
Bearing
Benefits/Features
SMALL BUSINESS ACCOUNT $200.00 $10.00 $1,500.00 No An activity fee of $.50 will be charged for each withdrawal in excess of 100 during each monthly statement cycle
An activity fee of $0.25 will be charged for each deposited check in excess of 100 per monthly statement cycle
Detailed Monthly Statement with images
Free E-Banking with Bill Pay
COMMERCIAL CHECKING ACCOUNT $200.00 Monthly analysis charge will vary depending on the services used None No Maintenance $12.00
Checks paid $.16 each
Checks deposited $.10 each
Deposit correction $3.00 each
Currency purchased per strap $.35
Roll coin purchased $.10
Float overdraft: NBT Base Rate plus 3%
Service charge is reduced by earnings credit of 91-day T-Bill rate on investable balances
Detailed Monthly Statement with images
Free E-Banking with Bill Pay
NOW COMMERCIAL $200.00 $10.00 $1,000.00 Yes Detailed Monthly Statement with images
Free E-Banking with Bill Pay
Interest Bearing
A $.20 fee will be charged for each withdrawal in excess of 20 per statement cycle