Personal Banking

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Personal Checking

Some banks have so many different accounts and requirements to avoid service charges and monthly account fees, which can be confusing and costly. At The National Bank of Texas we know what most people want is an account that meets their needs and is simple and easy to understand. We offer several types of checking accounts for you to choose from based on your needs. In addition, your accounts are easy for you to access 24 hours a day, seven days a week, with our E-Banking (online banking), Mobile Banking (cell phone) or our Telephone Banking. Contact one of our friendly bankers to assist you in opening the account you need today.

 

Product
Opening Deposit
Monthly
Service Charges
Minimum Balance 
To Avoid
Service Charge
Interest
Bearing
Benefits/Features
E- ACCOUNT $100.00 None None No

Free E-Banking with Bill Pay
Free E-Banking Statements
Free Debit Card
Free Mobile Banking

TEXAS ACCOUNT $200.00 $10.00 $1,000.00 No Unlimited Check Writing
Detailed Monthly Statement with images for $2.00 monthly fee
Free E-Banking with Bill Pay
Debit Card available for $1.00 monthly fee
HORIZON ACCOUNT
(age 55 & up)
None None None No Unlimited Check Writing
Detailed Monthly Statement with images
Free E-Banking with Bill Pay
Free Debit Card
Free 3x5 Safe Deposit Box (based on availability)
Free Unlimited Bankstock Checks
Free Cashier's Checks
NOW ACCOUNT $200.00 $10.00 $1,000.00 Yes Detailed Monthly Statement with images for $2.00 monthly fee
Free E-Banking with Bill Pay
Debit Card available for $1.00 monthly fee
An activity fee of $.20 will be charged for each check or debit in excess of 20 per statement cycle