Consumer Education and Awareness

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Consumer Education and Awareness

The National Bank of Texas is committed to providing you with resources and information to prevent and mitigate fraud.  Please read this important information and feel free to contact your local NBT banker if you have any further questions.

Credit Report Review Checklist

Have you ordered your credit report recently? Credit reports may have mistakes and need to be reviewed carefully. Please use this checklist  to review your report and correct any mistakes by contacting the credit reporting company that provided the information.  

 

2016 Internet Crime Report

FBI's Internet Crime Complaint Center has just released their 2016 Internet Crime Report. Read their report here.

 

Email Security Awareness

If you ever question an email, let this chart guide you.

 

Watch out for Whaling and Phishing schemes

Phishing schemes involve people who seek to retrieve personal information from you, and whaling schemes are emails disguised as upper management wanting your account log in information. Read more about whaling and phishing.

 

SMiShing – The New Form of Phishing

SMiShing is a type of social engineering that uses cell phone text messages to persuade victims to provide personal information such as card number, CVV2 and PINs.  The text messages may contain either a website address or more commonly, a phone number that connects to an automated voice response system, which then asks for personal information.  Learn more.

 

Fraud Check Scams

If someone you don’t know wants to pay you by check but wants you to wire some of the money back, beware! It’s a scam that could cost you thousands of dollars. Read more here

 

Sweetheart Swindles

Online dating can be fun and convenient, but falling for a sweetheart swindle can be costly. Be wary of "friends" you meet online who develop a relationship with you only to con you out of hundreds or even thousands of dollars. Read more here.  

FDIC Cybersecurity Basics

Visit the FDICs website to learn more about identity theft, frauds, scams and more. View their brochures on cybersecurity for consumers and businesses.

 

W-2 Phishing Schemes Evolving

IRS alerts on phishing scheme involving W-2s, targeting schools, restaurants, hospitals, etc. Learn more here.

 

Scammers Impersonate Kidnappers

Scamming takes another ugly turn. Learn more here

 

ATM Security Notice

For your own safety please exercise discretion when using an ATM or night depository facility.  Learn more.  

 

Identity Theft

If you have been a victim of identity theft, you should take action immediately.  Find out how.

 

We May Be Calling You

To protect your account, we monitor your ATM and debit card transactions for potentially fraudulent activity.  If we suspect fraudulent ATM or debit card use, we will call you in order to validate the legitimacy of your transactions.  Read more.

 

Online Banking Security Tips

New technology comes out every day.  Unfortunately, fraudsters are quick to take advantage of that technology and YOU!  Use emerging technologies…but protect yourself from theft, fraud and scams.  Find more information.

 

Avoiding Social Engineering Attacks

Social engineering is the art of manipulating people so they give up confidential information.  Click here to learn about different types of social engineering.  

 

Commercial Banking Risk Assessment and Controls Evaluation

This tool is designed to assist commercial online banking customers in performing a simple information security risk assessment and controls evaluation. Click here to start the risk assessment.